HDB Resale Prices in Toa Payoh (2026)
Median prices, transaction stats, and recent deals for HDB resale flats in Toa Payoh. Data from data.gov.sg, updated daily.
Market Snapshot
Toa Payoh recorded 761 HDB resale transactions in the last 12 months. The typical entry point is a 3 room flat at a median of $385,000, while 5 room flats top out at a median of $1,055,000, a spread of $670,000 between the smallest and largest common flat types on offer here.
Year-on-year, 4 room flats have moved the most, median price up 2.3% to $989,000, while Executive flats softened 9.4% to $974,000. Price movement in Toa Payoh isn't uniform across flat types, so the "market" figure that matters is the one for the specific size you're after.
Price Statistics by Flat Type, Last 12 Months
| Flat Type | Median | Average | Min | Max | YoY | Txns |
|---|---|---|---|---|---|---|
| 2 room | $278k | $284k | $258k | $340k | -5.8% | 14 |
| 3 room | $385k | $464k | $280k | $930k | -3.3% | 321 |
| 4 room | $989k | $934k | $420k | $1368k | +2.3% | 312 |
| 5 room | $1055k | $1064k | $510k | $1550k | -2.8% | 106 |
| Executive | $974k | $1055k | $905k | $1260k | -9.4% | 8 |
Recent Transactions
Last 20 recorded transactions in Toa Payoh
| Month | Type | Address | Storey | Area | Price |
|---|---|---|---|---|---|
| 2026-06 | Executive | Blk 254 Kim Keat Ave | 04 TO 06 | 146m² | $988,000 |
| 2026-06 | 5 room | Blk 153 Lor 2 Toa Payoh | 10 TO 12 | 124m² | $1,165,000 |
| 2026-06 | 5 room | Blk 105B Bidadari Pk Dr | 04 TO 06 | 114m² | $1,380,000 |
| 2026-06 | 4 room | Blk 264 Toa Payoh East | 22 TO 24 | 93m² | $1,055,000 |
| 2026-06 | 4 room | Blk 213 Lor 8 Toa Payoh | 13 TO 15 | 82m² | $465,000 |
| 2026-06 | 4 room | Blk 122 Lor 2 Toa Payoh | 19 TO 21 | 101m² | $928,000 |
| 2026-06 | 4 room | Blk 146 Lor 2 Toa Payoh | 28 TO 30 | 86m² | $960,000 |
| 2026-06 | 4 room | Blk 102B Bidadari Pk Dr | 07 TO 09 | 93m² | $1,065,000 |
| 2026-06 | 4 room | Blk 103A Bidadari Pk Dr | 13 TO 15 | 93m² | $1,130,000 |
| 2026-06 | 4 room | Blk 105A Bidadari Pk Dr | 04 TO 06 | 94m² | $1,110,888 |
| 2026-06 | 4 room | Blk 104A Bidadari Pk Dr | 07 TO 09 | 93m² | $1,088,000 |
| 2026-06 | 4 room | Blk 101A Bidadari Pk Dr | 10 TO 12 | 93m² | $1,152,888 |
| 2026-06 | 4 room | Blk 118A Alkaff Cres | 07 TO 09 | 93m² | $1,090,000 |
| 2026-06 | 4 room | Blk 111A Alkaff Cres | 10 TO 12 | 93m² | $1,150,000 |
| 2026-06 | 3 room | Blk 26 Toa Payoh East | 01 TO 03 | 67m² | $333,000 |
| 2026-06 | 3 room | Blk 263 Toa Payoh East | 19 TO 21 | 68m² | $735,000 |
| 2026-06 | 3 room | Blk 27 Toa Payoh East | 10 TO 12 | 67m² | $333,000 |
| 2026-06 | 3 room | Blk 114 Potong Pasir Ave 1 | 07 TO 09 | 67m² | $420,000 |
| 2026-06 | 3 room | Blk 57 Lor 5 Toa Payoh | 07 TO 09 | 61m² | $307,000 |
| 2026-06 | 3 room | Blk 116 Lor 2 Toa Payoh | 13 TO 15 | 63m² | $345,000 |
Source: data.gov.sg dataset d_8b84c4ee58e3cfc0ece0d773c8ca6abc
Reading the Toa Payoh Market
Let's be honest about Toa Payoh: you are paying a premium, and you know it. The question is what you get for it. Here it's location and everything that's already built, not lease. A lot of the stock dates to the 1970s to 90s, so check remaining lease like a hawk. Below 60 years, CPF usage and bank loan quantum both start getting clipped, and the discount for a short lease never fully compensates you. Our take: the same money buys a bigger flat in a non-mature town, so only pay this premium if the location genuinely changes your daily life.
Right now the market here is telling two stories at once. 4 room flats are up 2.3% year-on-year while Executive flats are down 9.4%. When sizes diverge like this it's usually local supply, not sentiment: one size is scarce, the other isn't. Don't read a town-wide trend into it.
Assessment generated from the last 12 months of data.gov.sg transactions for this town, refreshed daily.
Frequently Asked Questions
What is the median HDB resale price in Toa Payoh in 2026?
Based on the last 12 months of transactions, the median resale price in Toa Payoh ranges from $385,000 for a 3 room flat to $1,055,000 for a 5 room flat. Prices vary significantly by storey, remaining lease, and proximity to amenities.
Is Toa Payoh a good area to buy an HDB flat?
Toa Payoh is a mature estate with 761 resale transactions in the last 12 months, 4 room flats have risen 2.3% year-on-year. Whether it suits you depends on your commute, budget, and preferred flat size. Use the affordability calculator to check if Toa Payoh prices fit your CPF and income.
How do HDB resale prices in Toa Payoh compare to the rest of Singapore?
For 4-room flats, the most common benchmark, Toa Payoh ranks 24 of 26 towns at a median of $989,000. The most affordable town is Jurong West at $535,888, while Central Area tops the list at $1,175,000. Toa Payoh is a mature estate, which typically means higher prices due to established amenities and MRT access. See the resale price tracker for a full cross-town comparison.
What grants am I eligible for when buying a resale HDB in Toa Payoh?
First-time buyers purchasing a resale HDB flat may be eligible for the Enhanced CPF Housing Grant (EHG) of up to $80,000, the Proximity Housing Grant (PHG) of up to $30,000 if you are buying near your parents, and the Step-Up CPF Housing Grant of $15,000 for second-timers from 2-room flats. Grant eligibility depends on income, citizenship status, and whether you are a first-timer.
Can I use CPF to pay for an HDB flat in Toa Payoh?
Yes. You can use your CPF Ordinary Account (OA) balance to pay for the downpayment and monthly mortgage instalments of a resale HDB flat, subject to a Withdrawal Limit (generally 120% of the Valuation Limit). HDB concessionary loans allow up to 80% LTV; bank loans up to 75% LTV. The Mortgage Servicing Ratio (MSR) limits your monthly repayment to 30% of gross income.
Median Prices, Toa Payoh
Can you afford a flat in Toa Payoh?
Run the numbers, loan eligibility, monthly repayment, cash needed upfront, and grants you qualify for.
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