The Fifth C

HDB Calculators

Everything you need to navigate the HDB market — affordability limits, live resale prices, and a real BTO vs resale cost breakdown.

HDB Affordability Calculator

What HDB flat can you actually afford? Based on MSR, TDSR, CPF, and cash.

Resale Price Tracker

Live HDB resale prices across all 26 towns. Updated daily from data.gov.sg.

BTO vs Resale

True cost comparison including grants, waiting time, and resale levy.

Looking at condos instead?

Private property runs on different rules — no MSR, no HDB loan, LTV by loan count instead.

Condo Affordability Calculator →

Resale Prices by Flat Type

Median prices for one flat type, compared across all 26 towns.

1-Room 2-Room 3-Room 4-Room 5-Room Executive

Resale Prices by Town

Median prices, recent transactions, and YoY trends for every HDB town.

Ang Mo Kio Bedok Bishan Bukit Batok Bukit Merah Bukit Panjang Bukit Timah Central Area Choa Chu Kang Clementi Geylang Hougang Jurong East Jurong West Kallang/whampoa Marine Parade Pasir Ris Punggol Queenstown Sembawang Sengkang Serangoon Tampines Toa Payoh Woodlands Yishun