3-Room HDB Resale Prices Singapore (2026)
Median resale prices for 3-Room flats across all 26 Singapore towns. Last 12 months of data from data.gov.sg.
Most 3-room flats were built before 2000 and tend to have remaining leases of 60–75 years.
How Much Does Town Matter?
Across 4,289 3-Room resale transactions in the last 12 months, the national median sits at $443,300. But town matters a lot: Pasir Ris runs 64% above Geylang's median for the same flat type, $605,000 versus $370,000.
The three most expensive towns for 3-Room flats right now are Pasir Ris, Punggol, Sengkang. The three most affordable are Geylang, Toa Payoh, Jurong West. If budget is the binding constraint rather than a specific neighbourhood, this is usually the bigger lever to pull before changing flat size.
Median Price by Town, Last 12 Months
Sorted by median price, highest first
| Town | Median | Average | Min | Max | Txns |
|---|---|---|---|---|---|
| Pasir Ris | $605k | $574k | $339k | $650k | 13 |
| Punggol | $548k | $550k | $450k | $630k | 131 |
| Central Area | $544k | $539k | $410k | $655k | 52 |
| Sengkang | $544k | $541k | $450k | $635k | 97 |
| Bishan | $540k | $516k | $300k | $625k | 43 |
| Sembawang | $520k | $526k | $440k | $673k | 81 |
| Bukit Timah | $495k | $504k | $445k | $560k | 9 |
| Tampines | $491k | $506k | $415k | $703k | 248 |
| Marine Parade | $482k | $482k | $363k | $605k | 49 |
| Choa Chu Kang | $479k | $462k | $360k | $540k | 50 |
| Serangoon | $470k | $468k | $380k | $588k | 71 |
| Bukit Panjang | $465k | $467k | $380k | $559k | 83 |
| Kallang/whampoa | $459k | $505k | $270k | $1120k | 220 |
| Hougang | $455k | $472k | $340k | $660k | 201 |
| Queenstown | $440k | $535k | $290k | $900k | 237 |
| Ang Mo Kio | $435k | $452k | $355k | $800k | 325 |
| Yishun | $433k | $443k | $355k | $625k | 308 |
| Bukit Merah | $430k | $511k | $280k | $910k | 238 |
| Clementi | $430k | $458k | $341k | $838k | 163 |
| Woodlands | $430k | $432k | $285k | $578k | 147 |
| Bedok | $420k | $442k | $335k | $741k | 359 |
| Bukit Batok | $418k | $436k | $350k | $600k | 247 |
| Jurong East | $411k | $417k | $300k | $565k | 131 |
| Jurong West | $400k | $408k | $290k | $628k | 230 |
| Toa Payoh | $385k | $464k | $280k | $930k | 321 |
| Geylang | $370k | $438k | $290k | $872k | 235 |
Source: data.gov.sg dataset d_8b84c4ee58e3cfc0ece0d773c8ca6abc
Who Buys 3-Room Flats, and What to Watch
The 3-room is the workhorse of the budget resale market. Singles, small families and yield-hunting investors all fight over the same units.
One number matters more here than anywhere else: price per remaining lease year. The 3-room segment has the widest age spread in Singapore, with a big share built in the 1970s and 80s, so two listings at the same price can be 30 lease-years apart. And because gross rental yields run highest in this segment, investor demand keeps a floor under prices even when families stop buying. You are never negotiating in an empty room.
Frequently Asked Questions
What is the median price of a 3-Room HDB resale flat in Singapore in 2026?
Based on the last 12 months of data, the median 3-Room HDB resale price ranges from $370k in Geylang to $605k in Pasir Ris. The national median for 3-Room flats depends on which towns are active.
How big is a 3-Room HDB flat?
3-Room HDB flats are typically 60–70 sqm in floor area. Ideal for couples, small families, or those prioritising affordability over space. Most 3-room flats were built before 2000 and tend to have remaining leases of 60–75 years.
Which town has the most affordable 3-Room HDB resale flats?
Based on the last 12 months of transactions, Geylang has the lowest median 3-Room resale price at $370k. Non-mature estates generally have lower prices than mature estates closer to the city centre.
Can I afford a 3-Room HDB flat on a $5,000 salary?
Under the Mortgage Servicing Ratio (MSR) rule, your monthly HDB loan repayment is capped at 30% of gross income, for a $5,000 salary, that is $1,500/month. Using the HDB concessionary rate of 2.6% over 25 years, a $1,500 monthly payment supports a loan of approximately $320,000. If you need a larger loan, check if your combined household income with a co-applicant improves affordability. Use our HDB affordability calculator for precise figures.
What grants are available for 3-Room HDB resale flats?
First-time buyers of resale HDB flats (including 3-Room flats) may be eligible for the Enhanced CPF Housing Grant (EHG) of up to $80,000 (income-tested), the Proximity Housing Grant (PHG) of up to $30,000 for buying near parents, and in some cases the Step-Up Grant. Grant amounts depend on combined household income, citizenship status, and housing history. Check HDB's official website for the current eligibility criteria.
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