3-Room HDB Resale Prices in Sembawang (2026)
Median price $520k across 96 transactions in the last 12 months. Latest deals, price distribution, and year-on-year change.
Median Price
$520k
last 12 months
Average Price
$524k
last 12 months
YoY Change
+1.8%
vs prior 12 months
Transactions
96
last 12 months
What This Price Actually Means
Recent 3-room transactions in Sembawang average roughly $7,536/sqm. The gap between the cheapest and priciest 3-room unit sold here in the last 12 months is 53% ($440,000 to $673,000) — storey, remaining lease, and renovation condition explain most of that spread within a single town and flat type.
At the median price of $520,000, an 80% LTV HDB concessionary loan over 25 years works out to roughly $1,887/month. Under the 30% MSR rule, that implies a gross household income floor of around $6,300/month just to qualify — before accounting for existing debts or the cash/CPF needed for the downpayment. Run your own numbers on the HDB Affordability Calculator.
Price Range
Number of transactions by price band, last 12 months.
Recent 3-Room Transactions in Sembawang
Last 15 recorded sales
| Month | Address | Storey | Area | Price |
|---|---|---|---|---|
| 2026-05 | Blk 365C Sembawang Cres | 04 TO 06 | 68m² | $510,000 |
| 2026-05 | Blk 363B Sembawang Cres | 07 TO 09 | 68m² | $492,000 |
| 2026-05 | Blk 590B Montreal Link | 01 TO 03 | 68m² | $483,000 |
| 2026-05 | Blk 590A Montreal Link | 07 TO 09 | 68m² | $505,000 |
| 2026-05 | Blk 104A Canberra St | 04 TO 06 | 67m² | $518,000 |
| 2026-05 | Blk 128B Canberra St | 07 TO 09 | 68m² | $520,000 |
| 2026-05 | Blk 117A Canberra Cres | 07 TO 09 | 68m² | $540,000 |
| 2026-04 | Blk 463B Sembawang Dr | 04 TO 06 | 67m² | $475,000 |
| 2026-04 | Blk 463B Sembawang Dr | 01 TO 03 | 67m² | $440,000 |
| 2026-04 | Blk 463A Sembawang Dr | 13 TO 15 | 67m² | $500,000 |
| 2026-04 | Blk 363A Sembawang Cres | 13 TO 15 | 68m² | $525,000 |
| 2026-04 | Blk 590A Montreal Link | 13 TO 15 | 68m² | $505,000 |
| 2026-04 | Blk 593A Montreal Link | 10 TO 12 | 68m² | $488,888 |
| 2026-04 | Blk 132B Canberra View | 04 TO 06 | 68m² | $590,000 |
| 2026-04 | Blk 107B Canberra St | 10 TO 12 | 67m² | $558,000 |
Source: data.gov.sg · Updated daily
Frequently Asked Questions
What is the median 3-Room HDB resale price in Sembawang in 2026?
The median 3-Room HDB resale price in Sembawang is $520,000 based on 96 transactions over the last 12 months. Prices ranged from $440,000 to $673,000. Year-on-year change: +1.8%.
Are 3-Room HDB flats in Sembawang a good buy?
Whether Sembawang 3-Room flats suit you depends on your budget, commute, and life stage. 3-Room flats in Sembawang are priced at a median of $520,000. Use the HDB Affordability Calculator to check if this fits your CPF balance, income, and loan eligibility before making a decision.
How much cash do I need to buy a 3-Room HDB resale flat in Sembawang?
For a 3-Room flat at the median price of $520,000, assuming an HDB concessionary loan (80% LTV), you need at least 5% in cash ($26,000) plus 15% which can be CPF OA. Additional costs: Buyer's Stamp Duty, legal fees (~$2,000–$3,000), and any COV above valuation. Use the Stamp Duty Calculator for the exact BSD amount.
What grants are available for a 3-Room resale HDB in Sembawang?
First-timer buyers of resale HDB flats may be eligible for: the Enhanced CPF Housing Grant (EHG) of up to $80,000 (income-tested), the Proximity Housing Grant (PHG) of $30,000 if buying within 4km of parents, or $20,000 if near parents. These are cash grants credited to your CPF OA and reduce the loan amount needed.
How does the 3-Room HDB price in Sembawang compare to nearby towns?
Sembawang 3-Room flats are priced at a median of $520,000. For a cross-town comparison, see the HDB Resale Price Tracker which shows all 26 towns side by side. Mature estates like Queenstown, Bishan, and Toa Payoh typically command higher prices; newer towns like Punggol, Sengkang, and Woodlands are generally more affordable.