4-Room HDB Resale Prices in Central Area (2026)
Median price $1.19m across 71 transactions in the last 12 months. Latest deals, price distribution, and year-on-year change.
Median Price
$1.19m
last 12 months
Average Price
$1.09m
last 12 months
YoY Change
-1.7%
vs prior 12 months
Transactions
71
last 12 months
What This Price Actually Means
Recent 4-room transactions in Central Area average roughly $12,143/sqm. The gap between the cheapest and priciest 4-room unit sold here in the last 12 months is 183% ($548,000 to $1,550,000) — storey, remaining lease, and renovation condition explain most of that spread within a single town and flat type.
At the median price of $1,188,888, an 80% LTV HDB concessionary loan over 25 years works out to roughly $4,315/month. Under the 30% MSR rule, that implies a gross household income floor of around $14,400/month just to qualify — before accounting for existing debts or the cash/CPF needed for the downpayment. Run your own numbers on the HDB Affordability Calculator.
Price Range
Number of transactions by price band, last 12 months.
Recent 4-Room Transactions in Central Area
Last 15 recorded sales
| Month | Address | Storey | Area | Price |
|---|---|---|---|---|
| 2026-06 | Blk 672B Klang Lane | 04 TO 06 | 85m² | $655,000 |
| 2026-06 | Blk 1A Cantonment Rd | 46 TO 48 | 97m² | $1,500,000 |
| 2026-05 | Blk 642 Rowell Rd | 10 TO 12 | 103m² | $780,000 |
| 2026-05 | Blk 269B Queen St | 04 TO 06 | 92m² | $790,000 |
| 2026-05 | Blk 334 Kreta Ayer Rd | 16 TO 18 | 83m² | $780,000 |
| 2026-05 | Blk 1C Cantonment Rd | 40 TO 42 | 96m² | $1,550,000 |
| 2026-05 | Blk 1G Cantonment Rd | 16 TO 18 | 94m² | $1,350,000 |
| 2026-05 | Blk 1B Cantonment Rd | 43 TO 45 | 95m² | $1,460,000 |
| 2026-05 | Blk 1E Cantonment Rd | 22 TO 24 | 96m² | $1,350,000 |
| 2026-05 | Blk 1G Cantonment Rd | 10 TO 12 | 96m² | $1,178,000 |
| 2026-05 | Blk 1E Cantonment Rd | 31 TO 33 | 94m² | $1,438,888 |
| 2026-05 | Blk 1C Cantonment Rd | 10 TO 12 | 94m² | $1,175,000 |
| 2026-05 | Blk 233 Bain St | 22 TO 24 | 82m² | $980,000 |
| 2026-04 | Blk 269B Queen St | 10 TO 12 | 97m² | $843,000 |
| 2026-04 | Blk 1A Cantonment Rd | 04 TO 06 | 94m² | $1,200,000 |
Source: data.gov.sg · Updated daily
Frequently Asked Questions
What is the median 4-Room HDB resale price in Central Area in 2026?
The median 4-Room HDB resale price in Central Area is $1,188,888 based on 71 transactions over the last 12 months. Prices ranged from $548,000 to $1,550,000. Year-on-year change: -1.7%.
Are 4-Room HDB flats in Central Area a good buy?
Whether Central Area 4-Room flats suit you depends on your budget, commute, and life stage. 4-Room flats in Central Area are priced at a median of $1,188,888. Use the HDB Affordability Calculator to check if this fits your CPF balance, income, and loan eligibility before making a decision.
How much cash do I need to buy a 4-Room HDB resale flat in Central Area?
For a 4-Room flat at the median price of $1,188,888, assuming an HDB concessionary loan (80% LTV), you need at least 5% in cash ($59,444) plus 15% which can be CPF OA. Additional costs: Buyer's Stamp Duty, legal fees (~$2,000–$3,000), and any COV above valuation. Use the Stamp Duty Calculator for the exact BSD amount.
What grants are available for a 4-Room resale HDB in Central Area?
First-timer buyers of resale HDB flats may be eligible for: the Enhanced CPF Housing Grant (EHG) of up to $80,000 (income-tested), the Proximity Housing Grant (PHG) of $30,000 if buying within 4km of parents, or $20,000 if near parents. These are cash grants credited to your CPF OA and reduce the loan amount needed.
How does the 4-Room HDB price in Central Area compare to nearby towns?
Central Area 4-Room flats are priced at a median of $1,188,888. For a cross-town comparison, see the HDB Resale Price Tracker which shows all 26 towns side by side. Mature estates like Queenstown, Bishan, and Toa Payoh typically command higher prices; newer towns like Punggol, Sengkang, and Woodlands are generally more affordable.