5-Room HDB Resale Prices in Central Area (2026)
Median price $1.48m across 20 transactions in the last 12 months. Latest deals, price distribution, and year-on-year change.
Median Price
$1.48m
last 12 months
Average Price
$1.29m
last 12 months
YoY Change
+0.1%
vs prior 12 months
Transactions
20
last 12 months
What This Price Actually Means
Recent 5-room transactions in Central Area average roughly $11,265/sqm. The gap between the cheapest and priciest 5-room unit sold here in the last 12 months is 107% ($788,000 to $1,630,000) — storey, remaining lease, and renovation condition explain most of that spread within a single town and flat type.
At the median price of $1,478,000, an 80% LTV HDB concessionary loan over 25 years works out to roughly $5,364/month. Under the 30% MSR rule, that implies a gross household income floor of around $17,900/month just to qualify — before accounting for existing debts or the cash/CPF needed for the downpayment. Run your own numbers on the HDB Affordability Calculator.
Price Range
Number of transactions by price band, last 12 months.
Recent 5-Room Transactions in Central Area
Last 15 recorded sales
| Month | Address | Storey | Area | Price |
|---|---|---|---|---|
| 2026-05 | Blk 639 Rowell Rd | 22 TO 24 | 139m² | $990,000 |
| 2026-05 | Blk 1B Cantonment Rd | 43 TO 45 | 105m² | $1,630,000 |
| 2026-03 | Blk 672A Klang Lane | 04 TO 06 | 105m² | $815,000 |
| 2026-03 | Blk 1G Cantonment Rd | 16 TO 18 | 107m² | $1,500,000 |
| 2026-02 | Blk 671A Klang Lane | 07 TO 09 | 105m² | $800,000 |
| 2026-02 | Blk 1E Cantonment Rd | 10 TO 12 | 106m² | $1,515,000 |
| 2026-01 | Blk 672A Klang Lane | 04 TO 06 | 105m² | $820,000 |
| 2026-01 | Blk 1A Cantonment Rd | 19 TO 21 | 106m² | $1,560,000 |
| 2025-12 | Blk 632 Veerasamy Rd | 22 TO 24 | 135m² | $1,128,000 |
| 2025-11 | Blk 1E Cantonment Rd | 16 TO 18 | 107m² | $1,490,000 |
| 2025-10 | Blk 1E Cantonment Rd | 46 TO 48 | 105m² | $1,460,000 |
| 2025-10 | Blk 1F Cantonment Rd | 07 TO 09 | 107m² | $1,466,000 |
| 2025-10 | Blk 1B Cantonment Rd | 28 TO 30 | 105m² | $1,550,000 |
| 2025-09 | Blk 642 Rowell Rd | 25 TO 27 | 137m² | $1,090,000 |
| 2025-09 | Blk 672B Klang Lane | 10 TO 12 | 105m² | $788,000 |
Source: data.gov.sg · Updated daily
Frequently Asked Questions
What is the median 5-Room HDB resale price in Central Area in 2026?
The median 5-Room HDB resale price in Central Area is $1,478,000 based on 20 transactions over the last 12 months. Prices ranged from $788,000 to $1,630,000. Year-on-year change: +0.1%.
Are 5-Room HDB flats in Central Area a good buy?
Whether Central Area 5-Room flats suit you depends on your budget, commute, and life stage. 5-Room flats in Central Area are priced at a median of $1,478,000. Use the HDB Affordability Calculator to check if this fits your CPF balance, income, and loan eligibility before making a decision.
How much cash do I need to buy a 5-Room HDB resale flat in Central Area?
For a 5-Room flat at the median price of $1,478,000, assuming an HDB concessionary loan (80% LTV), you need at least 5% in cash ($73,900) plus 15% which can be CPF OA. Additional costs: Buyer's Stamp Duty, legal fees (~$2,000–$3,000), and any COV above valuation. Use the Stamp Duty Calculator for the exact BSD amount.
What grants are available for a 5-Room resale HDB in Central Area?
First-timer buyers of resale HDB flats may be eligible for: the Enhanced CPF Housing Grant (EHG) of up to $80,000 (income-tested), the Proximity Housing Grant (PHG) of $30,000 if buying within 4km of parents, or $20,000 if near parents. These are cash grants credited to your CPF OA and reduce the loan amount needed.
How does the 5-Room HDB price in Central Area compare to nearby towns?
Central Area 5-Room flats are priced at a median of $1,478,000. For a cross-town comparison, see the HDB Resale Price Tracker which shows all 26 towns side by side. Mature estates like Queenstown, Bishan, and Toa Payoh typically command higher prices; newer towns like Punggol, Sengkang, and Woodlands are generally more affordable.